Welcome to Carrick-on-Suir Credit Union — Your Local Financial Partner

At Carrick-on-Suir Credit Union, we’re more than just a financial institution — we’re a community-focused cooperative built by members, for members. Our mission is simple: to help you manage your money with confidence, save for the future, and access affordable financial products when you need them most.

Whether you’re planning ahead, managing daily finances, or looking for support through life’s big moments, we offer a range of services designed with your needs in mind. Here’s a closer look at what we offer:

Savings — Grow Your Financial Future

Saving regularly with us is one of the best steps you can take toward financial resilience. Members can build up their savings in a safe environment, earn potential dividends (subject to approval at AGM), and have peace of mind knowing their funds are protected.

Loans — Support When You Need It

We provide loans to members at attractive and transparent terms with flexible repayment options — perfect for everything from everyday needs to bigger life goals.

Borrowing through your Credit Union means:

• Straightforward terms with no hidden fees
• Flexible repayment schedules
• Supportive, local decision-making
• A range of borrowing options depending on your needs

Whether it’s for a car, home improvement, education, a holiday, or other life plans, we’re here to help you access the funds you need (we won’t go into the specifics of each loan type here — but rest assured there’s something for most situations). To find out more about our loans, click here.

Modern Digital Tools — Manage Your Money with Ease

With our mobile app and online banking, you can:

• Check your account balance
• Track transactions
• Transfer funds
• Pay bills on the go

It’s banking that fits around your life, secure and convenient.

Everyday Services — Comfort and Convenience

We offer a number of services that make everyday financial tasks simpler:

• E-Statements — View statements online in PDF format.
• PostPoint Payments — Make utility and bill payments in cash right at the Credit Union.
• Foreign Exchange — Competitive currency rates for when you travel.

Insurance — Added Peace of Mind

As part of your membership, you can access various insurance options tailored to protect you and your financial commitments, including:

• Loan Protection Insurance — Helps cover your loan if you’re unable to repay due to serious illness or death.
• Death Benefit Insurance — Offers an additional benefit to your estate in the event of your passing.

We have also partnered with Peopl Insurance to provide our community with trusted insurance services. To find out more, click here.

Community Fund - Lending a Helping Hand

Giving back is at the heart of what we do. Our Community Fund supports local clubs, schools, and community groups with financial assistance for projects and initiatives that benefit our community, helping us make a real difference throughout the year.

A Community-Led Financial Cooperative

At Carrick-on-Suir Credit Union, you’re not just a customer — you’re a member-owner. Every product and service we offer reflects our commitment to the local community and to helping our members thrive financially.

Whether you’re saving for the future, planning a project, or just managing everyday finances, we’re here to help you every step of the way.

Join us today and be part of something better.