Loans
Find A Loan For You
Our loans have straightforward terms and conditions, do not have any hidden fees or charges, and are offered with flexible repayment options.
Our loans at a glance
We've made it easy to borrow as little as €250 at a fair, affordable rate with no application fees and no early repayment charges.
Car Loan
Borrow from €100 to €20,000. 9.75% (10.23% APR) Discounted rate for Car loans over €20,000 rate of 6.5% (6.71% APR)
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Secured Mortgage Loan
Borrow from €25,000 to €250,000. 4.00% Variable rate (4.07% APR) (Launching Soon)
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Agri Loan
Borrow from €10,000 to €75,000+. Rate of 6.5% (6.71% APR) for loans under €25,000 and rate of 5.99% (6.16% APR) for loans over €25,000
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Personal Loan Switcher Rate
7.50% (7.78% APR) for new loans only / non top up, this loan type is for members who wish to transfer external debt into us.
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Personal loans for Holiday, Wedding, Medical, Motor, Household, Christmas, Personal. Rate of 9.75% ( 10.23% APR)
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Representative Example
Borrow €1000 over 12 months, repay €87.80 per month, total amount payable (including interest of €53.60) is €1,053.60. APR (Annual Percentage Rate) (fixed) is 10.23%.
Loan rates subject to change. Information correct as of August 2024
Loan Calculator
Try out our quick and easy loan calculator below
Maximum Loan Term :
10.23%
10.23%
10.23%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
The benefits of borrowing from us
Loans from Carrick-on-Suir Credit Union have the following great benefits
Competitive interest rates
Free loan protection insurance on eligible loans
Interest is only charged on a member's reducing loan balance
No hidden charges/transfer costs
Flexible loan repayment arrangements to suit your preferences and circumstances
No penalty for lump sum repayments or early loan redemption
Flexible options for drawing down loans
Warning: if you do not meet the repayment on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
